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TERMS & CONDITIONS
Kleer Terms &
Conditions.
Effective Date: 12 April 2026
These Terms & Conditions govern your access to and use of the Kleer mobile application and related services operated by Clay Technologies FZC, a UAE Freezone entity based in Dubai/Sharjah, UAE.
1. About Kleer
Kleer is a financial analytics platform that allows users to upload financial statements, extract transaction data, and receive AI-powered insights, categorization, budgeting tools, and recommendations.
Important Disclaimer: Kleer is not a bank, financial institution, broker, or licensed financial advisor.
2. Acceptance of Terms
By creating an account, accessing, or using Kleer, you agree to be bound by these Terms and our Privacy Policy. If you do not agree, do not use Kleer.
3. Eligibility
• You must be at least 18 years of age (or the age of majority in your jurisdiction) to use Kleer.
• You must have the legal capacity to enter into these Terms.
• You must not be barred from receiving services under any applicable laws.
4. Account Registration & Security
You are responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.
5. Services Description
Kleer provides personalized budget tracking, real-time spending alerts, automated categorization of financial statements, and smart financial forecasts.
6. AI Features & Disclaimer
Kleer uses AI technologies (including services provided by OpenAI) to generate insights, categorizations, and recommendations. AI outputs are provided for informational purposes only, may contain inaccuracies, and do not constitute financial advice. You are solely responsible for any decisions made based on Kleer outputs.
7. User Content & Uploads
• You may upload bank statement PDFs for processing.
• You confirm you have the right to upload and process such data.
• We extract transaction data and remove sensitive identifiers (names, addresses, account numbers).
• Only transaction-level data is retained.
• Uploaded PDFs are deleted within 30 days.
8. Subscription, Billing & Free Trial
• Monthly subscription: $3.99
• Annual subscription: $39.90
• 7-day free trial (where applicable)
• Subscriptions automatically renew unless canceled
Payments may be processed via Apple App Store, Google Play, or other payment processors. Store-specific terms may also apply. If a payment fails, we may retry up to five (5) times within thirty (30) days. If unsuccessful, your subscription may be canceled.
9. Refunds
Refunds may be granted in cases of service failure or proven unauthorized purchases. Otherwise, fees are non-refundable, subject to applicable store policies.
10. Acceptable Use
You agree not to use Kleer for any unlawful purpose, to transmit any malware, to attempt unauthorized access, or to disrupt the integrity or performance of the platform.
11. Intellectual Property
All rights, title, and interest in Kleer (including software, design, and content) are owned by Clay Technologies FZC. You are granted a limited, non-exclusive, non-transferable license to use the service.
12. Third-Party Services
Kleer integrates with third-party services including OpenAI and Amazon Web Services (AWS). Your use of Kleer may be subject to third-party terms and policies.
13. Limitation of Liability
To the maximum extent permitted by law, Kleer shall not be liable for any indirect, incidental, or consequential damages, including losses resulting from reliance on AI outputs or analytics.
14. Indemnification
You agree to indemnify and hold harmless Kleer from any claims arising from your use of the service or violation of these Terms.
15. Termination
You may terminate your account at any time. We may suspend or terminate access for violations or legal reasons.
16. Changes to Terms
We may update these Terms from time to time. Continued use of Kleer constitutes acceptance of the updated Terms.
17. Governing Law
These Terms are governed by the laws of the United Arab Emirates, without regard to conflict of laws principles.
18. Contact
Get in touch with our legal team
Email: info@getkleer.ai
© Clay Technologies FZC. All rights reserved.
kleer
See every penny.
Understand every move.
Join thousands already using Kleer, a smart money management app for spending, saving and planning better.
All rights reserved claylab.ai, a brand owned by Clay Technologies FZC.
VISA
MASTERCARD
AMEX
Apple Pay
G Pay
See every penny.
Understand every move.
Join thousands already using Kleer, a smart money management app for spending, saving and planning better.
All rights reserved claylab.ai, a brand owned by Clay Technologies FZC.
VISA
MASTERCARD
AMEX
Apple Pay
G Pay
TERMS & CONDITIONS
Kleer Terms & Conditions.
Effective Date: 12 April 2026
These Terms & Conditions govern your access to and use of the Kleer mobile application and related services operated by Clay Technologies FZC, a UAE Freezone entity.
1. About Kleer
Kleer is a financial analytics platform that allows users to upload financial statements, extract transaction data, and receive AI-powered insights, categorization, budgeting tools, and recommendations.
Important Disclaimer: Kleer is not a bank, financial institution, broker, or licensed financial advisor.
2. Acceptance of Terms
By creating an account, accessing, or using Kleer, you agree to be bound by these Terms and our Privacy Policy. If you do not agree, do not use Kleer.
3. Eligibility
• You must be at least 18 years of age.
• You must have the legal capacity to enter into these Terms.
• You must comply with all local regulations.
4. Account Registration & Security
You are responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your account.
5. Services Description
Kleer provides personalized budget tracking, real-time spending alerts, automated categorization of financial statements, and smart financial forecasts.
6. AI Features & Disclaimer
AI outputs are provided for informational purposes only, may contain inaccuracies, and do not constitute financial advice. You are solely responsible for any decisions made based on Kleer outputs.
7. User Content & Uploads
• You may upload bank statement PDFs for processing.
• You confirm you have the right to process such data.
• Uploaded PDFs are deleted within 30 days.
8. Subscription & Billing
• Monthly subscription: $3.99
• Annual subscription: $39.90
• Subscriptions automatically renew unless canceled before the next cycle.
9. Refunds
Refunds may be granted in cases of service failure or proven unauthorized purchases. Otherwise, fees are non-refundable.
10. Acceptable Use
You agree not to use Kleer for any unlawful purpose, to transmit any malware, or to attempt unauthorized access.
11. Intellectual Property
All rights, title, and interest in Kleer (including software, design, and content) are owned by Clay Technologies FZC.
12. Third-Party Services
Kleer integrates with third-party services including OpenAI and Amazon Web Services (AWS) for processing and hosting.
13. Limitation of Liability
To the maximum extent permitted by law, Kleer shall not be liable for any indirect, incidental, or consequential financial losses.
14. Indemnification
You agree to indemnify and hold harmless Kleer from any claims arising from your use of the service.
15. Termination
You may terminate your account at any time. We may suspend or terminate access for violations or legal reasons.
16. Changes to Terms
We may update these Terms from time to time. Continued use of Kleer constitutes acceptance of the updated Terms.
17. Governing Law
These Terms are governed by the laws of the United Arab Emirates, without regard to conflict of laws principles.
18. Contact
Get in touch with our legal team
Email: info@getkleer.ai
© Clay Technologies FZC. All rights reserved.